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        Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
        Interest rate is as of 10/21/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

        Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

        K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

        KHAM 30 YEAR FIXED FNMA/FHLMC RATE
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        Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

        • 620-639 = 5.701%
        • 680-699 = 4.489%
        • 720-739 = 4.039%
        • 740 or greater = 3.910%

         
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        K.Hovnanian® has in Winchester.

        New construction homes in Winchester, VA. Discover the perfect K. Hovnanian® home for you and your family.

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        Winchester

        Charming
        Old Town

        With our new homes for sale in Winchester, you can enjoy living in a location with a small town feel with all the nearby conveniences. A blossoming entertainment scene, sought-after local schools, and the rolling hills of Frederick County make this the perfect place to live.

        Grape Escape

        Stop by and sip on some of the regions greatest wines.

        James Charles Winery

        Lions, Tigers and Bears!

        Take a walk on the wild side at the Wilson Animal Park.

        Adventure is out there

        Explore the Wilderness

        Bike or horseback ride through 172 acres of the great outdoors.

        Breathe in the Fresh Air

        Wine and Dine

        Have dinner in the award-winning George Washington Hotel.

        Bon Appétit

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